Capital Solutions for Every Stage of Your Business

01

Business Acquisition Financing

Fund your next acquisition with confidence.

Acquiring a business is one of the most significant financial decisions an entrepreneur can make. Everfirm Capital Partners structures acquisition financing that aligns with the deal terms, business cash flow, and your long-term growth strategy.

We work with a broad network of lenders experienced in business acquisition transactions — from SBA 7(a) acquisition loans to conventional term loans and seller-note structures. Our advisors help you navigate due diligence, lender requirements, and deal structuring to maximize your chances of a successful close.

02

Commercial Real Estate Loans

Competitive financing for income-producing properties.

Whether you're purchasing an owner-occupied building, an investment property, or a mixed-use development, Everfirm Capital Partners connects you with lenders offering competitive terms on commercial real estate financing.

We source financing for office buildings, retail centers, industrial properties, multifamily assets, hospitality, and special-use properties. Our lender network includes banks, credit unions, CMBS lenders, bridge lenders, and life insurance companies — giving you access to the full spectrum of CRE capital.

03

SBA Loans

Government-backed financing with favorable terms.

SBA loan programs offer some of the most competitive terms available for small and mid-sized businesses — including lower down payments, longer repayment periods, and flexible use of proceeds.

Everfirm Capital Partners works with SBA Preferred Lenders to streamline the application process for SBA 7(a) and SBA 504 loans. We help you determine eligibility, prepare your application package, and match you with the right SBA lender for your transaction type.

04

Business Lines of Credit

Flexible capital you draw on when you need it.

A business line of credit gives you on-demand access to capital for managing cash flow, covering operational expenses, or seizing time-sensitive opportunities — without taking on a fixed-term loan.

We source both secured and unsecured revolving credit facilities from banks and alternative lenders. Our advisors help you structure the right credit limit, draw period, and repayment terms based on your revenue cycle and working capital needs.

05

Equipment Financing

Acquire the equipment you need without depleting capital.

Equipment financing allows businesses to acquire machinery, vehicles, technology, and other capital assets while preserving cash flow and working capital for operations.

We structure equipment loans and leases across virtually every industry — from construction and manufacturing equipment to medical devices, restaurant equipment, and commercial vehicles. Our lender relationships include equipment finance companies, banks, and specialty lenders with deep industry expertise.

06

Working Capital Solutions

Keep operations running and opportunities within reach.

Working capital financing provides the short-term liquidity businesses need to cover payroll, inventory, accounts payable, and other operational expenses during growth phases or seasonal fluctuations.

We source term loans, merchant cash advances, invoice factoring, and revenue-based financing from a network of working capital lenders. Our advisors match you with the structure that best fits your cash flow cycle and repayment capacity.

07

Franchise Financing

Specialized capital for franchise acquisition and growth.

Franchise financing requires lenders who understand the franchise model, brand performance, and royalty structures. Everfirm Capital Partners works with lenders experienced in franchise transactions across hundreds of brands.

We source SBA loans, conventional term loans, and multi-unit financing for franchise buyers and existing franchisees looking to expand. Our advisors understand the franchise approval process and help you align your financing timeline with your franchisor's requirements.

08

Debt Restructuring

Optimize your existing debt for better terms and cash flow.

Debt restructuring helps businesses reduce their cost of capital, extend repayment terms, consolidate multiple obligations, or refinance into more favorable structures as their financial profile improves.

Our advisors analyze your existing debt obligations and identify opportunities to refinance, consolidate, or restructure for improved cash flow and reduced risk. We work with lenders who specialize in refinancing and recapitalization transactions.

09

Growth Capital Advisory

Strategic guidance on capital structure for scaling businesses.

Growth capital advisory goes beyond finding a loan — it's about designing the right capital structure to support your business's next phase of growth, whether through debt, equity, or a combination of both.

Our advisors work with growth-stage businesses to evaluate financing options, model capital structures, and identify the right mix of debt and equity capital. We help you think strategically about how capital fits into your broader business plan.